Maryland Car Accident Settlement Calculator

Maryland Car Accident Settlement Laws

Maryland follows contributory negligence rules for personal injury claims. The statute of limitations for filing a car accident lawsuit in MD is 3 years from the date of the accident.

How Maryland Fault Rules Affect Your Settlement

Under Maryland's contributory negligence system, your compensation may be reduced or barred based on your percentage of fault in the accident.

Important: In Maryland, if you are even 1% at fault, you may be completely barred from recovering any compensation under the contributory negligence doctrine. This is one of the strictest standards in the country.

Average Car Accident Settlements in Maryland

• Minor injuries (whiplash, sprains): $5,000 – $25,000
• Moderate injuries (fractures, disc herniation): $25,000 – $100,000
• Serious injuries (surgery, long recovery): $100,000 – $500,000
• Severe/catastrophic (TBI, spinal cord): $500,000 – $5,000,000+

What Affects Your MD Settlement Value?

• Total medical expenses (past and future)
• Lost wages and diminished earning capacity
• Pain and suffering multiplier (typically 1.5x to 5x medical costs)
• Your percentage of fault under Maryland's contributory negligence rules
• Insurance policy limits of the at-fault driver
• Quality of evidence (photos, police report, witnesses)
• Whether you hired an attorney

Steps After a Car Accident in Maryland

• Call 911 and get a police report filed
• Seek immediate medical attention (even if injuries seem minor)
• Document everything: photos, witness info, medical records
• Do NOT give a recorded statement to the other driver's insurance
• Consult a Maryland personal injury attorney within the 3 years statute of limitations
• Keep all receipts for medical bills, prescriptions, and lost work

Disclaimer: This calculator provides estimates only and should not be considered legal advice. Actual settlement values depend on many factors unique to your case. Consult a licensed Maryland attorney for personalized guidance.