New York State Income Tax Calculator 2026
Estimate your NY state income tax with current tax brackets and deductions
About New York State Income Tax
New York has a progressive income tax system with rates ranging from 4% to 10.9% for 2026. The state's tax brackets vary based on your filing status and income level.
2026 New York Tax Brackets
New York uses eight tax brackets for single filers:
- 4% on income up to $8,500
- 4.5% on income between $8,500 and $11,700
- 5.25% on income between $11,700 and $13,900
- 5.85% on income between $13,900 and $80,650
- 6.25% on income between $80,650 and $215,400
- 6.85% on income between $215,400 and $1,077,550
- 9.65% on income between $1,077,550 and $5,000,000
- 10.9% on income over $5,000,000
New York Tax Deductions and Credits
New York offers several deductions and credits to reduce your tax liability:
- Standard Deduction: $8,000 (single), $16,050 (married filing jointly)
- Dependent Exemption: $1,000 per dependent
- Earned Income Tax Credit (EITC): 30% of federal EITC
- Child and Dependent Care Credit: Based on federal credit
- Empire State Child Credit: For families with children under 17
NYC Residents Pay Additional Tax
If you live in New York City, you'll also pay NYC income tax on top of state tax. NYC rates range from 3.078% to 3.876% depending on income and filing status.
How to File New York State Taxes
New York residents can file their state taxes online through the NY.gov website or use tax preparation software. The state tax deadline typically aligns with the federal April 15 deadline.
Estimated Tax Payments
If you're self-employed or have income not subject to withholding, you may need to make quarterly estimated tax payments to New York State. Calculate your expected annual tax and divide by four to determine your quarterly payment amount.