New Jersey State Income Tax Calculator
Calculate your New Jersey state income tax liability for 2026
About New Jersey State Income Tax
Tax Brackets & Rates (2026)
| Income Range | Tax Rate |
|---|---|
| $0 - $20,000 | 1.4% |
| $20,000 - $35,000 | 1.75% |
| $35,000 - $40,000 | 2.45% |
| $40,000 - $75,000 | 3.5% |
| $75,000 - $500,000 | 5.525% |
| $500,000 - $1,000,000 | 6.37% |
| $1,000,000 - $5,000,000 | 8.97% |
| Over $5,000,000 | 10.75% |
Deductions & Exemptions
- Personal Exemption: $1,000 per taxpayer
How New Jersey State Income Tax Works
New Jersey uses a progressive tax system with 8 tax brackets. As your income increases, different portions are taxed at higher rates. Only the income within each bracket is taxed at that bracket's rate.
Tips for New Jersey Taxpayers
- File your state return by the same deadline as federal taxes (typically April 15)
- Make estimated quarterly payments if you're self-employed or have significant investment income
- Keep detailed records of all income, deductions, and tax payments
- Consider contributions to tax-advantaged accounts like 401(k)s and IRAs to reduce taxable income