Social Security Calculator by State

Compare Social Security benefits, state taxes, and purchasing power across all 50 states. Find out how much you'll receive and how far it goes where you live.

38
States don't tax SS
12
States partially tax SS
$1952
Highest avg benefit (CT)

All 50 States — Social Security Comparison

State ↕	Avg Benefit ↕	COL Index ↕	Purchasing Power ↕	State Tax ↕
Alabama	$1,782	89	$2,002	✅ Exempt
Alaska	$1,834	127	$1,444	✅ Exempt
Arizona	$1,815	97	$1,871	✅ Exempt
Arkansas	$1,698	86	$1,974	✅ Exempt
California	$1,903	142	$1,340	✅ Exempt
Colorado	$1,876	105	$1,787	⚠️ Partial
Connecticut	$1,952	111	$1,759	⚠️ Partial
Delaware	$1,845	103	$1,791	✅ Exempt
Florida	$1,827	100	$1,827	✅ Exempt
Georgia	$1,761	93	$1,894	✅ Exempt
Hawaii	$1,789	192	$932	✅ Exempt
Idaho	$1,743	96	$1,816	✅ Exempt
Illinois	$1,856	95	$1,954	✅ Exempt
Indiana	$1,754	90	$1,949	✅ Exempt
Iowa	$1,731	90	$1,923	✅ Exempt
Kansas	$1,748	90	$1,942	⚠️ Partial
Kentucky	$1,712	90	$1,902	✅ Exempt
Louisiana	$1,689	91	$1,856	✅ Exempt
Maine	$1,768	98	$1,804	✅ Exempt
Maryland	$1,891	112	$1,688	✅ Exempt
Massachusetts	$1,934	135	$1,433	✅ Exempt
Michigan	$1,793	90	$1,992	✅ Exempt
Minnesota	$1,832	98	$1,869	⚠️ Partial
Mississippi	$1,654	83	$1,993	✅ Exempt
Missouri	$1,738	89	$1,953	⚠️ Partial
Montana	$1,756	96	$1,829	⚠️ Partial
Nebraska	$1,741	92	$1,892	⚠️ Partial
Nevada	$1,802	98	$1,839	✅ Exempt
New Hampshire	$1,878	106	$1,772	✅ Exempt
New Jersey	$1,921	115	$1,670	✅ Exempt
New Mexico	$1,698	92	$1,846	⚠️ Partial
New York	$1,879	123	$1,528	✅ Exempt
North Carolina	$1,776	95	$1,869	✅ Exempt
North Dakota	$1,723	91	$1,893	✅ Exempt
Ohio	$1,781	90	$1,979	✅ Exempt
Oklahoma	$1,694	87	$1,947	✅ Exempt
Oregon	$1,812	110	$1,647	✅ Exempt
Pennsylvania	$1,834	97	$1,891	✅ Exempt
Rhode Island	$1,856	101	$1,838	⚠️ Partial
South Carolina	$1,762	94	$1,874	✅ Exempt
South Dakota	$1,718	91	$1,888	✅ Exempt
Tennessee	$1,745	90	$1,939	✅ Exempt
Texas	$1,798	92	$1,954	✅ Exempt
Utah	$1,812	101	$1,794	⚠️ Partial
Vermont	$1,789	103	$1,737	⚠️ Partial
Virginia	$1,867	103	$1,813	✅ Exempt
Washington	$1,854	110	$1,685	✅ Exempt
West Virginia	$1,678	84	$1,998	⚠️ Partial
Wisconsin	$1,789	93	$1,924	✅ Exempt
Wyoming	$1,734	95	$1,825	✅ Exempt

🏛️ Which States Tax Social Security?

As of 2026, 38 states do not tax Social Security benefits at all. The remaining 12 states have partial taxation with various exemptions:

Colorado: taxed above $20,000 (single) / $24,000 (joint) for under age 65; exempt 65+
Connecticut: exempt if AGI below $75,000 (single) / $100,000 (joint); partial above
Kansas: taxed if federal AGI exceeds $75,000
Minnesota: partially taxed; subtraction available for lower incomes (up to $5,450 single / $7,000 joint)
Missouri: exempt if AGI below $100,000 (joint) / $85,000 (single)
Montana: taxed as income; partial deduction available for qualifying taxpayers
Nebraska: exempt if AGI below $45,000 (single) / $60,000 (joint); partial above
New Mexico: exempt for most; taxed if income over $100,000 (single) / $150,000 (joint)
Rhode Island: taxed if federal AGI exceeds $101,000 (single) / $126,250 (joint)
Utah: taxed as income at 4.65% flat rate; nonrefundable credit offsets for lower-income retirees
Vermont: taxed if AGI exceeds $50,000 (single) / $65,000 (joint)
West Virginia: exempt for most; taxed if federal AGI exceeds $50,000 (single) / $100,000 (joint)

Additionally, Social Security may be subject to federal income tax if your combined income exceeds $25,000 (single) or $32,000 (joint). Up to 85% of benefits may be taxable at the federal level.

💡 Best States for Social Security Recipients

The best states combine no state tax on Social Security, low cost of living, and high quality of life. Top picks include:

Mississippi — Lowest cost of living (83), no SS tax, $1,654 avg benefit = $1,993 purchasing power
West Virginia — Very low COL (84), most retirees exempt from SS tax
Arkansas — Low COL (86), no SS tax, affordable housing
Oklahoma — Low COL (87), no SS tax, growing retiree communities
Florida — No state income tax at all, popular retirement destination