North Dakota Property Tax Calculator
Calculate North Dakota property tax based on home value. Free ND property tax calculator with effective tax rates.
Calculate property taxes based on North Dakota real estate values
North Dakota Effective Property Tax Rate
0.98%
Average rate of assessed home value
Calculate Your North Dakota Property Tax
Estimated Property Tax
About North Dakota Property Taxes
The effective property tax rate in North Dakota is 0.98% of the home's assessed value. This means for every $100,000 in home value, you'll pay approximately $980 in annual property taxes.
North Dakota ranks in the middle range for property tax rates in the United States.
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North Dakota Property Tax — Frequently Asked Questions
What is the average property tax rate in North Dakota?
The effective property tax rate in North Dakota is 0.98% of assessed home value, based on Tax Foundation 2024 published state averages. On a $300,000 home that works out to roughly $2,940 per year, or about $245 per month. Your actual bill depends on your county, your local millage rate, and any exemptions you qualify for.
How is property tax calculated in North Dakota?
The basic formula this calculator uses is: annual property tax = home value × effective tax rate. For example, a $500,000 home at North Dakota's 0.98% effective rate is $4,900 per year. North Dakota counties typically assess your home, multiply the assessed value by a local millage rate, then subtract any homestead, senior, veteran, or disability exemptions you have filed for. Effective rate already accounts for assessment ratios statewide, so it is the cleanest way to compare states.
When are North Dakota property taxes due?
Most North Dakota counties bill property taxes either annually or semi-annually, with due dates varying by county. If your mortgage has an escrow account, your servicer typically collects 1/12 of your annual property tax with each monthly payment and pays the county directly when the bill comes due. Check your county assessor or treasurer's website for the exact billing schedule in your jurisdiction.
Are there property tax exemptions or deductions in North Dakota?
Most states, North Dakota included, offer at least one of the following exemptions that can lower your taxable assessed value: a homestead exemption for your primary residence, a senior citizen exemption (often age 65+), a disability exemption, and a veteran/disabled-veteran exemption. Eligibility, application deadlines, and exemption amounts vary by county. This calculator does not factor exemptions in — it shows a pre-exemption estimate so you can see your gross liability before reductions.
Why does my actual North Dakota property tax bill differ from this estimate?
This calculator uses the North Dakota statewide average effective rate (0.98%). Your actual bill can differ for several reasons: your county or municipality's millage rate is higher or lower than the state average, your assessed value differs from your market value (assessment ratios vary), special assessment districts (school, fire, library) add line items, and exemptions reduce your taxable base. For an exact figure, look up your parcel on your county assessor's website.