Calculate your net worth by listing assets and liabilities. Free personal net worth calculator and tracker.
CL
CalcLeap Editorial Team
Reviewed by certified professionals · Last updated April 1, 2026
Calculate your net worth by listing assets and liabilities. Free personal net worth calculator and tracker.
What Is Net Worth?
Net worth = assets minus liabilities. It's the single best measure of financial health. The median American household net worth is $192,900 (2023 Federal Reserve data). By age: 35-44 average $549,600, 55-64 average $1.56 million, 65-74 average $1.79 million.
How to Grow Your Net Worth
Pay down high-interest debt first
Max out retirement accounts (401k + IRA = $30,500/year)
⚠️ Disclaimer: This tool provides estimates for informational and educational purposes only. Results may not reflect actual values and should be verified independently. CalcLeap makes no warranties regarding the accuracy or completeness of any calculations. Use at your own discretion.
📐 How We Calculate This
We use the compound interest formula: A = P(1 + r/n)^(nt), where P is principal, r is the annual rate, n is compounding frequency, and t is time in years. For retirement projections, we factor in inflation-adjusted returns using historical S&P 500 data from NYU Stern.
Past performance does not guarantee future results. Actual investment returns vary based on market conditions, fees, and asset allocation. Consult a licensed financial advisor for personalized planning.