San Francisco Cost of Living Calculator
Calculate cost of living in San Francisco, CA. Compare rent, groceries, transportation, utilities. Free San Francisco living expense calculator 2026.
Calculate your monthly expenses in San Francisco, CA. Compare rent, groceries, transportation, and utilities to plan your budget.
176
Cost of Living Index
$3,600
Avg. 1BR Rent
$480
Monthly Groceries
$98
Transit Pass
Calculate Your San Francisco Living Costs
About Living in San Francisco
Cost of Living Index: 176 (national average = 100). San Francisco is 76% more expensive than the US average.
Housing: The biggest expense in San Francisco. Average 1BR apartment costs $3,600/month.
Transportation: Good public transit system. Monthly pass costs $98.
San Francisco Living Costs Breakdown (2026)
- Studio apartment: $2,800/month
- 1 bedroom: $3,600/month
- Groceries (1 person): $480/month
- Transit pass: $98/month
- Utilities: $120/month (electric, gas, water)
Tips for Living in San Francisco
- Consider neighborhoods outside downtown for cheaper rent (20-40% savings)
- Use public transit when possible - cheaper than car ownership
- Cook at home - eating out costs 3-4x more than groceries
- Look for roommates to split housing costs