Chicago Cost of Living Calculator
Calculate cost of living in Chicago, IL. Compare rent, groceries, transportation, utilities. Free Chicago living expense calculator 2026.
Calculate your monthly expenses in Chicago, IL. Compare rent, groceries, transportation, and utilities to plan your budget.
118
Cost of Living Index
$1,850
Avg. 1BR Rent
$380
Monthly Groceries
$105
Transit Pass
Calculate Your Chicago Living Costs
About Living in Chicago
Cost of Living Index: 118 (national average = 100). Chicago is 18% more expensive than the US average.
Housing: The biggest expense in Chicago. Average 1BR apartment costs $1,850/month.
Transportation: Car recommended. Budget for gas, insurance, and parking.
Chicago Living Costs Breakdown (2026)
- Studio apartment: $1,450/month
- 1 bedroom: $1,850/month
- Groceries (1 person): $380/month
- Transit pass: $105/month
- Utilities: $130/month (electric, gas, water)
Tips for Living in Chicago
- Consider neighborhoods outside downtown for cheaper rent (20-40% savings)
- Use public transit when possible - cheaper than car ownership
- Cook at home - eating out costs 3-4x more than groceries
- Look for roommates to split housing costs