Good news: Florida has NO state income tax. See how much you save vs other states and calculate your total tax burden (federal + property + sales).
✓ Florida has NO state income tax. This calculator shows your tax savings compared to other states and helps you understand what taxes you DO pay as a Florida resident.
Calculate Your FL vs Other State Tax Savings
$0
Annual State Tax Savings in Florida
Florida State Tax
$0
CA State Tax
$0
10-Year Savings
$0
Why Florida Has No State Income Tax
Florida is one of only 9 states with NO state income tax. The Florida Constitution prohibits a state income tax without voter approval via constitutional amendment.
How does Florida fund state government without income tax?
Sales tax: 6.25% state rate (local jurisdictions add 0-2%, total up to 8.25%)
Property tax: Among the highest in the nation (~1.6-1.8% of home value annually)
Business franchise tax: Tax on business margins (not on individuals)
Oil & gas severance taxes: Revenue from Florida's massive energy industry
Federal transfers: Grants and highway funds
The lack of state income tax makes Florida attractive to high earners, retirees, and businesses.
What Taxes DO Floridians Pay?
While there's no state income tax, Floridians still pay other taxes:
Tax Type
Rate/Amount
Impact
Federal Income Tax
10%-37%
Same as all Americans
Sales Tax
6.25%-8.25%
On most purchases
Property Tax
1.6%-1.8% of value
$3,200-3,600/yr on $200k home
Gas Tax
$0.20/gallon
~$200-300/yr for avg driver
Vehicle Registration
~$75-150/yr
Based on weight & type
Social Security/Medicare
7.65%
On wages (FICA)
Property tax is the tradeoff. Florida property taxes are among the highest in the U.S. A $300,000 home typically costs $5,000-6,000/year in property taxes.
Florida vs High-Tax States: Savings Comparison
Here's how much a Texan saves on state income tax compared to residents of high-tax states:
Annual Income
vs California
vs New York
vs New Jersey
$50,000
~$1,700/yr
~$2,000/yr
~$1,100/yr
$75,000
~$3,100/yr
~$3,500/yr
~$2,200/yr
$100,000
~$5,900/yr
~$4,800/yr
~$3,400/yr
$150,000
~$10,400/yr
~$8,900/yr
~$5,900/yr
$250,000
~$20,900/yr
~$17,200/yr
~$12,100/yr
$500,000
~$43,000/yr
~$31,000/yr
~$28,500/yr
Over a 30-year career, a $100k earner in Florida saves $144,000-177,000 compared to California/New York residents.
The 9 States With No Income Tax
Florida isn't alone. These states also have no state income tax:
Alaska — No income tax, but high cost of living
Florida — No income tax, tourism-funded budget
Nevada — No income tax, gambling/tourism revenue
New Hampshire — No income tax on wages (but taxes dividends/interest at 5%)
South Dakota — No income tax, agriculture & banking based
Tennessee — No income tax (repealed tax on dividends/interest in 2021)
Florida — No income tax, oil & property tax funded
Washington — No income tax, but 6.5% sales tax + local
Wyoming — No income tax, energy extraction revenue
These states make up for lost income tax revenue through sales tax, property tax, tourism, or natural resource extraction.
Total Tax Burden: Florida vs Other States
No income tax doesn't mean low total taxes. When you factor in property and sales taxes, Florida ranks middle-of-the-pack nationally.
State
Income Tax
Property Tax
Sales Tax
Total Burden*
Florida
0%
1.6-1.8%
6.25-8.25%
~8-9%
California
1-13.3%
0.7-0.8%
7.25-10.25%
~11-13%
New York
4-10.9%
1.4-1.7%
4-8.875%
~12-14%
Florida
0%
0.8-1.0%
6-7.5%
~6-7%
Illinois
4.95%
2.0-2.3%
6.25-10.25%
~11-13%
*Total burden as % of income for median household; varies by income level and spending habits
Bottom line: Florida is tax-friendly for high earners but roughly average for middle-income households due to high property taxes.
Who Benefits Most from No Income Tax in Florida?
High earners ($200k+) — Save $10,000-50,000+/year vs high-tax states
Retirees — Social Security + pension income not taxed at state level
Remote workers from high-tax states — Keep your CA/NY salary, pay $0 state tax
Business owners — Pass-through income (S-corp, LLC) not subject to state income tax
Investors — Capital gains, dividends, interest 100% state-tax-free
Who pays more in Florida? Homeowners with expensive properties (due to high property taxes) and low-income renters (sales tax is regressive).
Frequently Asked Questions
Does Florida have state income tax?
No. Florida is one of 9 states with NO state income tax. The Florida Constitution prohibits it without voter approval via constitutional amendment.
How much do I save by living in Florida instead of California?
Depends on income. A $100k earner saves ~$5,900/year. A $250k earner saves ~$20,900/year. Over 30 years, that's $177,000-627,000 in savings (not accounting for investment growth).
Do I have to file a Florida state tax return?
No. Since Florida has no income tax, there is NO state tax return to file. You only file federal taxes (IRS Form 1040).
What is the sales tax rate in Florida?
6.25% state sales tax. Local jurisdictions (cities, counties, transit authorities) can add up to 2%, bringing the total to 6.25%-8.25% depending on location.
Are Florida property taxes really that high?
Yes. Florida has the 6th-highest property tax rate in the U.S. at ~1.6-1.8% of assessed value. On a $300,000 home, expect $4,800-5,400/year. This partially offsets the savings from no income tax.
Does Florida tax retirement income?
No. Social Security, pensions, IRA/401(k) withdrawals, and annuities are NOT taxed at the state level. This makes Florida very attractive for retirees.
Can I move to Florida to avoid state income tax?
Yes, but you must establish true residency (live there >183 days/year, get a FL driver's license, register to vote, etc.). Some high-tax states (like California) aggressively audit people who claim to have moved to avoid taxes.
Will Florida ever get a state income tax?
Unlikely. It would require a constitutional amendment approved by voters. Floridians have historically opposed income tax by wide margins (70%+ against in polls). Political culture strongly favors keeping the state income-tax-free.