Debt-to-Income Ratio Calculator

Calculate your DTI ratio. Lenders use this to determine mortgage and loan eligibility.

Monthly Gross Income ($)

Monthly Debt Payments:

Mortgage/Rent ($)

Car Payment ($)

Student Loans ($)

Credit Cards (min) ($)

Other Debt Payments ($)

⚠️ Disclaimer: This calculator provides estimates for educational and informational purposes only. Results are not financial advice and should not be relied upon for making financial decisions. Actual results may vary based on individual circumstances, market conditions, and other factors. Always consult a qualified financial advisor, CPA, or licensed professional before making financial decisions. CalcLeap is not a financial institution and does not provide financial advisory services.