Debt-to-Income Ratio Calculator

Calculate your DTI ratio. Lenders use this to determine mortgage and loan eligibility.

CalcLeap Editorial Team

Reviewed by certified professionals · Last updated April 1, 2026

Calculate your DTI ratio. Lenders use this to determine mortgage and loan eligibility.

Monthly Gross Income ($)

Monthly Debt Payments:

Mortgage/Rent ($)

Car Payment ($)

Student Loans ($)

Credit Cards (min) ($)

Other Debt Payments ($)

⚠️ Disclaimer: This calculator provides estimates for educational and informational purposes only. Results are not financial advice and should not be relied upon for making financial decisions. Actual results may vary based on individual circumstances, market conditions, and other factors. Always consult a qualified financial advisor, CPA, or licensed professional before making financial decisions. CalcLeap is not a financial institution and does not provide financial advisory services.

📐 How We Calculate This

Unit conversions use exact mathematical ratios defined by the International Bureau of Weights and Measures (BIPM). Currency conversions reference mid-market exchange rates updated daily from the European Central Bank and Federal Reserve.

Currency rates fluctuate throughout the day. The rates shown are indicative — actual exchange rates at your bank or transfer service will differ due to spreads and fees.

Debt-to-Income Ratio Calculator

📐 How We Calculate This

📚 Sources & References